INDEX
70-Point Eligibility, 30, 38–39,
67, 76, 89, 94
80-Point Eligibility, 30, 36, 38,
89, 94
80-Point Formula, 24–27, 29,
32–35, 41, 52–56, 58, 60–62,
65–70, 76, 81, 83–86, 89, 92–97
80-Point Service, 24, 26, 29–32,
36–40, 42, 52–56, 58, 60–62, 65,
70, 84, 89, 92
A
Acadian Gas Pipeline System,
64–65, 79
Accredited service, 6–7, 22–23,
25–26, 29, 35, 37, 41, 65, 71–73,
80, 88–90, 92–93, 98
Accrued benefit, 41, 66, 82–86,
90
Accumulated Percentage
Formula (APF), 24–26, 54–56,
90
Affiliated company, 25, 76, 90,
93, 98
After-tax contributions, 6, 8–10,
17–18, 20
Alliance, 18, 64, 67–75
Alliance Pension Plan, 64, 67,
70–71, 74–75
Alternate payee, 21, 40
APF points, 26, 28, 55–56, 65,
67, 80, 88–90
APF service, 26, 28–29, 36–40,
42, 55–56, 90, 92
At A Glance, 6, 24
Average Final Compensation
(AFC), 24, 81, 90
B
Base pay, 6–7, 9, 87, 91–92
Beneficiary(ies), 6, 10–11, 17,
20–21, 25–26, 33–35, 45, 51–52,
54–57, 74–75, 81, 86, 92–94, 96
Benefit Commencement Date,
30–34, 37, 40–41, 60–63, 81–82,
92–94
Benefit payments, 70, 81, 86
Benefit Restoration Plan (BRP),
9, 21, 40
Billiton Metals, Inc., 64, 79
BrokerageLink, 11–15, 17,
19–20, 94
C
Catch-up contributions, 8, 92
Claims, 45–47, 49, 51
Company, 5–10, 17–18, 20–23,
34, 40, 43, 45, 50, 58, 85, 89–92,
95, 97–98
Company contributions, 5–7,
9–10, 17, 21–23, 89–91
Contributions, 5–12, 17–23, 45,
68–69, 71, 83, 87, 92, 97
Controlled group, 84, 98
CRI, 78, 84–87
D
Death, 20–21, 26, 34–35, 37–40,
42, 50, 52, 54, 68–69, 74–76, 81,
86, 92–94, 97
Death benefit, 34–35, 37–39, 50,
69, 74, 76, 93
Deferred vested pension,
31–32, 54, 92
Differential pay, 22, 42, 92
Disability, 34–35, 47–49, 77,
81–82, 91
Disability pension, 32, 34–35,
39, 41, 47–48, 60, 67, 76, 92–93,
97
Disability service, 35, 92
Distributions, 8–10, 12, 19–22,
40, 45, 69, 94, 96–97
E
Early deferred vested pension,
31–32, 54, 92–93, 95
Early retirement, 49–50, 53,
61–62, 67, 73, 81–82, 85–86
Eligibility, 7, 22, 24–26, 29–32,
34–43, 52, 58, 60–62, 65, 67, 71,
73, 76–80, 82, 84–85, 88–90,
92–94, 96–97
Eligibility rules, 38–39
Eligibility service, 26, 31–32,
34–40, 42, 65, 67, 71, 73, 76–80,
84, 88–90, 93
Emergency situations, 22
Employee, 5, 7–9, 17–20, 24–26,
32, 35, 37, 41, 43, 45, 50–51, 60,
64–69, 76–81, 84, 87–88, 90–95,
98
Enrollment, 7, 25
Equilon Enterprises LLC, 67,
69, 95
Equiva Services LLC, 67, 69
Equiva Trading Company, 67,
69
ERISA, 1, 11, 43–44, 46–51, 93
Estimated Social Security
Benefit, 52–56, 58, 60–62, 93, 97
Exchanges, 11, 22
F
Fiduciaries, 11, 51
Financial Engines, 5, 11
Free 50, 24, 29–33, 35–36,
38–39, 92–94
Fund changes, 15
Fund window, 12–13
Funding, 5, 17, 41, 45
Future of the plans, 45
Future Service Transition
Benefits, 69–70
G
General Plan Information, 43
H
Hardship withdrawals, 18, 20,
97
Hi-Tek Polymers, Inc., 64, 79
I
Immediate pension eligibility,
24–25, 29–31, 40–41, 52, 58,
60–62, 67, 85, 92–94, 96–97
InterGen, 64, 76
Investments, 6, 11–15, 17,
19–22, 26, 94, 97
IRAs, 6, 9, 19–21, 33, 96–97
J
Joint and survivor annuity
(J&S annuity), 33–34, 36–37,
39–40, 74, 81, 86, 92, 94–95